Lisa Winston, a beautiful and hardworking waitress in Pennsylvania, meets billionaire Williams O'Connell, who she mistakenly believes is poor after he can't pay for his meal due to a stolen phone. Touched by her kindness, Williams becomes interested in her. Lisa's mother needs a costly surgery, and despite her desperation, a lecherous billionaire named Mr. Kendrick tries to take advantage of her. Williams rescues Lisa, leading to an unplanned night together.
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